Senior Principal Software Engineer

San Francisco, CA, United States


Role Location

  • San Francisco, CA, United States


251 - 500 people


225 Bush St Ste 1100
San Francisco, CA, 94104-4250, US

Tech Stack

  • Java
  • Javascript
  • Python
  • PostgreSQL
  • Spark
  • Scala
  • React
  • React Native
  • Redux
  • Clojure
  • Heroku
  • AWS

Role Description

LendUp builds technology, credit products, and educational experiences for the 56% of the adults in the US, who are currently shut out of mainstream banking because of poor credit or volatile income. That’s a lot of hardworking, deserving people who we believe did not have good options, until now.

Our mission is to provide anyone with a path to better financial health. Being a socially responsible, machine learning-enabled financial services company is a big job, but we’re driven by the challenge. Now in our sixth year, we’re growing each and every day as we continue to bring our mission to life. Join our passionate  team and help us turn our mission into a movement.

What we believe in:

Craftsmanship. We take pride in what we build and how we do it. Pragmatism. We focus on work that drives business value and furthers our mission. Collaboration. Diverse viewpoints and strong teamwork leads to better solutions. What we’re looking for:

Architecture. You’re comfortable working with your team to craft robust distributed systems that achieve both short and long-term business goals. Influence. You work with your team, other engineering teams, and business stakeholders to help define technical strategies and design tactics to execute them. Coding. You’re hands-on and comfortable writing code. You keep up with best practices and have a breadth of experience with different languages and frameworks. Agile. You like working in an agile development environment. You know the trade-offs between scrum, kanban, xp, and other development methodologies. Mentoring. You have a passion for passing on your hard-earned experience to your team. You disseminate knowledge and strive to level up those around you. You have:

15+ years of Software Engineering experience with Java, Clojure, or Python… or equivalent. Experience working in a fast-paced environment; continuous deployment, test-driven development, agile methodologies. Experience building robust, highly available, and scalable web services. Familiarity with building and deploying services in the cloud. Experience building consumer-facing products and a passion for using technology to improve the lives of our customers. Bachelor’s degree in Computer Science, Computer Engineering or related discipline. Ability of debugging production issues across multiple web services and multiple levels of the stack. We have:

LendUp has all of the things you’d expect, like a competitive salary; early stage equity; 100% company paid medical, dental and vision insurance; generous vacation/sick leave policy; catered, free lunch; fully stocked kitchens with free healthy snacks;  and a 401(k) program.

But here’s what we really love about life at LendUp:

We are driven by having a lasting impact on the world and knowing that our time is spent positively impacting the lives of others. We are strategists and doers, because we know that both matter when it comes to achieving our lofty mission. One of our values is Different Backgrounds, Same Mission. We’re committed to a diverse and inclusive culture that spurs innovation and creates a meaningful and impactful work environment. We are passionate participants in our employee resource groups (LeanIn, LGBTQ & Allies, and Black Ladders) and have Slack channels dedicated to everything from philosophy to sports to hip-hop. We have fun together at our weekly happy hours, quarterly team building events, company-sponsored volunteerism, hackathons, and sports teams. Our dog-friendly SF office. LendUp is an Equal Opportunity Employer

We extend equal employment opportunities to qualified applicants and employees on an equal basis regardless of an individual's age, race, color, sex, religion, national origin, disability, sexual orientation, gender identity or expression, pregnancy status, marital status, military or veteran status, genetic disposition, or any other reason protected by law.

About LendUp

Our Story Millions of Americans struggle financially every year. For many, a poor credit score can mean limited access to quality financial products, or options that lead to a recurring cycle of debt. This is a big problem, but one that LendUp has set out to solve.

Our Point of View We believe that everyone should have access to quality financial services, provided with dignity, transparency, and care. Founded in 2011, LendUp is focused on helping expand access and choice for the half of Americans who are financially underserved. We are quickly becoming the go-to destination for the Emerging Middle Class, offering them credit cards, loans, education, and other financial resources. We provide superior products, educational resources, and credit-building opportunities because we’re invested in the long-term financial health of our customers. Others are starting to take note, which is perhaps why we were selected as one of the world’s top 10 most innovative companies in personal finance by Fast Company in 2018.

With our passion for expanding financial access, along with our combined expertise in software, data science, design, financial services, and education, we are building the next generation of financial services to serve the half of America who financial institutions have shut out or mistreated. So far we’ve saved customers $200 million in fees and interest, provided well over 2 million free financial education courses, and improved credit scores by more than 600,000 points. And we’re just getting started.

LendUp is a financial technology startup, based in San Francisco, CA, and Richmond, VA, working to expand access to credit for those who have been shut out, or mistreated, by banks and financial institutions. We’re a Y-Combinator alum (YC W12) backed by prominent investors such as Google Ventures, Andreessen Horowitz, Kleiner Perkins, PayPal, and many more. We currently have over 200 employees and continue to grow exponentially.

What We're Doing Millions of people don’t have access to the credit they deserve. Their financial services options are unfair and limited, and it’s easy to become trapped in a downward debt spiral. LendUp offers credit cards and loans with fair and transparent terms, paired with education and other financial resources to help put, and keep, people on a path to better financial health. Our products encourage positive financial behavior and aim to help people improve their credit over time.

We are continuing to build the next generation of dignified financial products that we believe everyone deserves — giving them back their time, money and control of their financial well-being.

Company Culture

What we believe in: *Craftsmanship. We take pride in what we build and how we do it. *Pragmatism. We focus on work that drives business value and furthers our mission. *Collaboration. Diverse viewpoints and strong teamwork leads to better solutions.

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