Point Bank

San Francisco
11 - 25 Employees
< 10 Engineers
$10M - $25M Funding
Series A

Point is a mobile app based debit card that provides members with relevant rewards on every transaction, benefits that have your back, full transparency with no jargon, overspending, or interest charges.

Active Roles
Why join us?
  • We're building a product that makes people lives better. Point is enabling people to be financially responsible (avoiding debt) without compromising on user experience (modern app, rewards ,benefits).

  • We're using cutting edge technology like AWS Kinesis streams, AWS lambda, Server-less, GraphQL.

  • We're still a really small team (3 engineers) so you have plenty of potential to own key aspects of the product and be a meaningful contributor to the codebase and we have the stability of a well funded and more established company.

  • We're going over a trillion dollar opportunity — there is plenty of economic upside for those who make the leap.

Engineering at Point Bank
Engineering team and processes

We are a small and collaborative engineering team consisting of a co-founder/ CTO (focused primarily on backend), two senior backend engineers, and a mobile engineer.

Some engineering practices we currently employ are Git Flow, Code Review, Some CI/CD deploy pipelines and Unit Testing.

Technical Challenges

We are building a fintech product which requires the utmost security principles, high availability and efficient concurrent processes. We need to ensure that our API, services, and database are able to sustain high volume of throughput while not sacrificing on security, in addition to maintaining PCI compliance.

As we scale we will need to build out services in a service oriented architecture from our API monolith and be able to maintain high availability and security.

We will also be faced with fraud and will have to build systems around monitoring this even if we also leverage a 3rd party provider.

Another interesting challenge is point accrual and redemption accounting and ensuring that we have fail safes in place for audit trailing and replay if a disaster scenario were to occur.

Projects you might work on
  • You would get to work on building out data-enrichment for card transactions to make the individual transaction data more legible and clear to our end users.

  • You would be working on the points accrual and redemption systems. You get to reward people for supporting their favorite services and brands!

  • Building out infrastructure for a direct integration to our bank partners API.

  • New features! Build new features and products from scratch that will bring delight to existing members and attract new ones.

Tech stack
AWS Lambda
React Native

Working at Point Bank

We believe in transparency and collaboration — the entire team is involved in making major product decisions.

Being a small team we highly value people that are self directed and willing to do what ever it takes to get the job at hand done.

Free Food

We provide a lunch (usually via Proper foods) or order

Work from Home

We let all employees work from home once a week.


Equinox, Barrys, Soul Cycle you choose where you want to go! We give you a $100 monthly credit.

Generous Vacation

Un-limited vacation policy.


We encourage engineers to attend conferences and meetups to share knowledge and keep your tools sharp.


We offer unlimited PTO with 2 weeks required!

401(k) Contribution
Beautiful Office

We're located right in the heart of Union Square — next to all of the aspirational consumer brand retail shops!

Health Insurance

We provide health, dental, and vision!

Interested in this company?
Skip straight to final-round interviews by applying through Triplebyte.