- Silicon Valley, CA, United States
- Ruby on Rails
SR. SOFTWARE ENGINEER
Do you care deeply about helping people thrive financially?
At Point, you’ll join an experienced team working to create a new approach to home equity financing. Along the way, we are introducing the world to a new asset class that helps people improve their finances and aligns the interests of investors and homeowners.
We are looking for exceptional engineers to build the platform that homeowners use to sell equity in their homes, underwriters use to make funding decisions, and investors use to track their investments.
WHAT YOU’LL DO
You will be an integral part of a tight-knit engineering team working to design and implement new features, improve our architecture and take the lead to launch new products.
Design and engineer the marketplace tech to make shared equity financing a great option for homeowners and investors
Collaborate with the design team and product managers to create an engaging and transparent customer experience
Build analytics tools to capture and use data to drive risk and pricing algorithms and inform marketing spend
Automate data collection from multiple vendors and data sources and organize and index that data
Streamline the underwriting process to improve efficiency and accuracy while delivering cash to homeowners faster
Our tech stack is anchored by Ruby on Rails, React, PostgreSQL and Heroku.
Excellent -- You are able to work fast and deliver fast, check your work and take pride in shipping quality.
Innovative -- You take the initiative to find new ways to solve problems. You help the team understand your point of view and advocate for great solutions.
Expert -- You know a couple of languages cold and learning new technologies is standard fare. Specialization at one level of the stack (front-end, back-end, etc.) is great, but expect to work on everything from front-end to the database to the deployment as the need arises.
Experienced -- We don’t count years, but you should have some solid work experience under your belt. Expect to hit the ground running.
If you love engineering and are passionate about creating software that makes a meaningful difference to our customers’ financial health, you belong at Point.
“Point provides the opportunity to stabilize your financial situation without adding costly monthly payments.” - Homeowner in Burlingame, CA
Here at Point, we’re helping homeowners unlock the equity in their homes without taking on further debt. With an investment from Point, homeowners can de-leverage and diversify their wealth, freeing them up to invest in their business, renovate and maintain their home, eliminate debt, and tackle all of life’s expenses from college tuition to medical bills. Our equity investment product is an advantageous alternative for homeowners and investors alike. When partnering with Point, investors now have access to a brand new asset class - homeowner-occupied residential real estate. Point is the first fintech product that is truly aligned with consumers’ interests - when the homeowner does well, Point and its investors do well.
We inject integrity, transparency, and trust into everything we do, including how we treat each other. We make an effort to go above and beyond at every opportunity and view our missteps as a chance to learn. We recognize it is our people - homeowners, investors, and Pointers - who keep our business running and drive us to our next milestone. Our people-first lens guides us through every company, business, and product decision.
- Ruby on Rails
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