Corporate credit card issuance is broken. We came up with a way to issue credit cards to companies based on cash in the bank, instead of financial history.
Banks currently use a third party legacy vendor system, and are therefore severely constrained in innovation. We're rebuilding this legacy architecture from scratch; therefore we can do things that other systems can't: e.g.) using mobile data to see where your cell phone is, to better detect fraud.
- Rebuilding the industry's massive, legacy credit card issuance / payments processing stack from scratch.
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